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LANDRESS V. PHOENIX MUT. LIFE INS. CO., 291 U. S. 491 (1934)

U.S. Supreme Court

Landress v. Phoenix Mut. Life Ins. Co., 291 U.S. 491 (1934)

Landress v. Phoenix Mutual Life Insurance Co.

No. 295

Argued February 5, 1934

Decided March 5, 1934

291 U.S. 491


1. A death resulting from sunstroke, the insured having under normal conditions voluntarily exposed himself to the sun while playing golf, is not within the meaning of a policy insuring against death effected solely by external and accidental means. P. 291 U. S. 495.

2. That an injury was accidental in the understanding of the average man -- that the result was something unforeseen or extraordinary --

Page 291 U. S. 492

is not enough to establish liability under a policy which limits liability to such injuries as are effected by external accidental means. Pp. 291 U. S. 495, 291 U. S. 497.

65 F.2d 232 affirmed.

Certiorari, 290 U.S. 614, to review a judgment affirming a judgment against the claimant on policies of insurance in two cases which were consolidated for trial in the district court.

Page 291 U. S. 494

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